Before you go looking for money to start your new small business must have a plan ready. Whether to lend money to someone who wants to see how it will make money and how you will pay your money .

It recommends seeking a business consultant to help you get what you need.

1. Bank Loan: If you have good credit and a great plan to follow you could get a commercial loan from a bank, for failure to obtain approval for a business loan you can always request a personal loan.

2. Association: How about a partnership? For this we recommend legal consultation to avoid any disorder in the future. A partner or investor will put the money for you to start your small business, in exchange for their new partner that will take up to 50% of the proceeds of the loan is paid and receive say 15% for 1 year later.

3. Last season – Family: The Best of lending money to family members is the amount of interest paid back to them. In general, the family has no interest to pay back, so do not have to worry about forking money extra.

Make sure you have legal documents drawn up, there’s nothing worse than fighting with family members about the money .

The money is lent at 0% interest, a contract must be made and it is intended to be the amount immediately due. Upon completion of the study, the loan gradually be waived or refunded.

Please note that the loan amount due is always and that this debt actually can be paid off if the tax is here to inquire.

A deed is usually sufficient, reporting to the Tax is recommended. Ask for advice there, as it is their job they know all the ins and outs and help you naturally happy.

Advantages
Since no money is paid, you do not have to pay gift taxes. The principle is that the loan is repaid and will be.
There is a debt in BOX 3. This can be advantageous in some cases.

Disadvantages
The amount borrowed must always be paid back. Quite difficult, because you just borrow money because you did not.
The provider of the loan will be charged with a so-called capital taxes while the money lent.

The personal loan is often an easy way to borrow and looks somewhat like a credit. The personal loan can vary in duration and interest rate. Often borrow at slightly lower rates than average, and ditto ditto conditions. These conditions should be in a leaflet to be financial. Borrow money for a car loan for a kitchen or even borrow money for a holiday is often with a personal loan.

You will immediately receive the loan money and repayment is in clear terms with fixed maturity and interest.
The providers on this site please feel free to request online quotes for your personal loan or a direct loan applications.

A personal loan or private loan is ideal for smaller amounts or certainty of repayment. In addition, of course, a nasty thing if the lenders their money back and you see there are still regular contact with.

Remember this, what is it worth to you? You will not be the first person who, after a private loan or lose a lot of friends family barely see after a default on the repayment agreements.

Tip: This loan has a personal interest, such as a real investment, and possibly as part of various Dutch legislation deductible. Allows you, as always, good and comprehensive information before a personal loan.

Advantages
Vasstaande, often low, interest rates and a fixed maturity.
Low interest rate makes this form of borrowing money cheaper than a credit.
Common good, a lot of competition between providers to ensure better conditions for the borrower.

Disadvantages
Expensive than a mortgage, a lien is missing.
Predetermined interest rates are low, but may in certain developments in the market are above average.
Interim repayments often not possible or you will get a penalty.