Payday lenders may offer their services on the Internet. Given that lenders who offer their services on the Internet are not able to examine documents regarding your identity or income, they often ask you more personal information normally needed to process a loan application such as your social insurance number or why you want a loan.

In applying for a payday loan online, you run the risk of you steal your personal information by putting them on low-security Web sites. It may also be more difficult to detect and avoid fraudulent sites that exist only to collect and sell personal information. Whenever possible, avoid doing business with ez payday lenders through the Internet.