The use of the green loan in Belgium can still be greatly encouraged, said NBBL (Natural Bond Organization Better Environment). Although the union has so far a success is, there is still much improvement.

The green loan can be obtained from the bank after the government 1.5% of the interest on accounts. The applicant for the loan borrowed money must be used for sustainable investment, such as solar panels, insulation or a solar water heater. The union argues that Belgium is considerably lagging behind in terms of insulation and durability.

In the Netherlands there are similar initiatives, the end of last year there was a green car which the ING loan introduced. When consumers get a lower interest rate, ING to buy a car with an energy label A, B or C.

A green loan can close on the purchase of solar panels. The government will help out in this case a portion of the interest on the loan stand to take. Asks the bank say 5% interest, and the government takes their 1.5% in itself is perpetuating the borrower only 3.5% interest. On top of a time advantage of the mortgage, which can rise to 52% (depending on the disk where the income is paid), so the interest for the borrower to walk back to about 2%

Despite these benefits will not be green loans for each loan applicant a success. The strict conditions of the green loan can cause problems for many. Therefore fit many loans or only partially under green loans. It is certainly important for consumers to act in closing the loan right to be informed about the terms of this particular loan.